A broker who stays with you.
Long after settlement.
Echidna Equity compares 75+ lenders, fights for your rate, and handles every step personally from first call to final signature. No charge from us.
Why Echidna Equity
Most brokers disappear after settlement. We don't.
We're not a rate comparison website or a call centre. We're two brokers who take on a manageable number of clients and handle every file personally from your first enquiry through to settlement day and well beyond.
75+ Lenders, One Conversation
We access major banks, non-bank lenders, and specialist products so you get the best fit for your situation, not just the most convenient option on the shelf.
No Fees for Our Service
We're paid by the lender after your loan settles. You pay nothing for our time, our research, or our negotiation on your behalf.
Real Humans, Start to Finish
Lorenzo and Tom personally handle your file. You'll always know who you're talking to, where your application stands, and what happens next.
Deals You Can't Get Direct
We know which lenders accept complex income, new ABNs, expat circumstances, and tight timelines and we use that to open doors banks close on their own.
Who We Help
Whatever your situation, there's a path forward.
We specialise in the situations other brokers find too complicated. If a lender has said no or you're not sure where to start, that's exactly the right time to call us.
First Home Buyers
Step-by-step guidance from deposit to keys. Every decision explained so you're never in the dark.
Refinancers
Lower your rate, cut repayments, or unlock equity. We'll tell you honestly whether it's worth moving lenders.
Property Investors
Finance strategies to grow your portfolio, structure lending correctly, and maximise long-term returns.
Self-Employed
Tailored solutions for business owners and contractors, including new ABNs and non-standard income.
Australian Expats
We help Australian expats, including those in the Philippines, navigate local lending from abroad.
Bridging Loans
Buying before you sell? We structure bridging finance so you can move on the right property without waiting on your current one to settle.
Client Story
What we actually do for our clients.
Results matter more than rate tables. Here's a real example of what happens when you have a broker who doesn't give up.
From Stuck to Scaling: John and Sandra
John and Sandra came to us with a $1.6 million loan, big investment plans, and two problems most lenders wouldn't touch. Sandra was starting a new job, and John's income was commission-based. Every direct approach hit a wall. We found a lender that accepted full commission income with no employment history required, refinanced their loan, and saved them over $250,000. They're now working on their fourth investment property.
How It Works
Four steps. No surprises.
We keep the process simple on purpose. You should always know exactly where you are and what's coming next.
Tell us your goal
A quick call or email. We listen before we recommend anything.
We research your options
We search 75+ lenders and come back with a shortlist that fits your actual situation.
Submit your documents
We send a clear checklist. No unnecessary paperwork, no chasing you for things we don't need.
Sign and settle
Final checks, approval, and settlement. We stay with you until the keys are in your hand.
Your home loan protects Australian wildlife.
Every year, Echidna Equity donates a portion of our profits to the Australian Wildlife Conservancy, funding on-the-ground conservation across Australia. Larger settlements add to that contribution directly. It's built into how we do business, not bolted on as an afterthought.
The Team
You'll always know who's working on your loan.
We keep our client load manageable by design. Every file is handled directly by Lorenzo or Tom, not passed to a junior processor or lost in a queue.
Lorenzo Suarez
Lorenzo runs the end-to-end process for most client files, from initial strategy and lender selection through to submission, approval, and settlement.
If your situation is straightforward, he will make it fast. If it is complex, he will find the way through.
Cert IV Finance & Mortgage Broking
Tom Williams
Tom co-founded Echidna Equity with a clear brief: personal service, genuine lender access, and a business that gives back. He oversees strategy and stays close to every client relationship.
When he says the job is not done until clients start defying gravity, he means it literally.
Cert IV Finance & Mortgage Broking
Get in Touch
Speak to a broker today.
Fill in the form and Lorenzo or Tom will be in touch within one business day. No obligation, no sales pitch — just a straight answer on what's possible for your situation.
Book a free consultation
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Echidna Equity Pty Ltd ACN 678 592 713. Credit Representative Number 562940 of Australian Credit Licence 384704. Suite 302, 13/15 Wentworth Ave, Sydney NSW 2000. General information only. This does not constitute financial advice and does not take into account your objectives, financial situation or needs. Credit criteria, terms and conditions apply. Interest rates, fees and product features are subject to change without notice.