A Mortgage Partner for Accountants, Lawyers & Conveyancers, and more
Protect your reputation. Strengthen client outcomes. Add value without adding overhead.
The Problem We Solve
Finance delays and poor communication don’t just frustrate clients.
They damage professional reputations.
We regularly see:
• Clients failing at formal approval after pre-approval
• Brokers overpromising on timelines
• Complex income files collapsing late
• Refinances happening without the advisor’s knowledge
• Poor lender selection causing unnecessary stress
Your client experience should not depend on inconsistent finance execution.
How We Work
At Echidna Equity, we operate differently from high-volume mortgage shops.
Realistic Upfront Assessment
We model serviceability before submission and choose lenders strategically.
Clear Time Management
We set honest expectations and update both you and the client weekly.
Risk Escalation Early
If something may jeopardise approval, we flag it immediately, not at settlement week.
Direct Broker Access
No call centres. No account managers. You deal directly with the responsible broker.
Who We Help
We are particularly strong with:
• Newly self-employed clients
• Multiple income streams
• PAYG + ABN combinations
• Refinances with restructuring
• Divorce / separation finance
• Tight settlement timelines
• Borrowing capacity strategy for upgrades
If the file needs thinking, we’re comfortable there.
How Referrals Work
Our process is simple and structured:
01
You introduce the client
02
We conduct a detailed assessment
03
You receive milestone updates
04
The client settles
05
Referral commission is processed automatically
We operate a structured referral tracking and automated payment system.
There is no need to invoice or follow up.
Once settlement occurs and lender commission is received, your referral share is processed automatically.
We never approach your clients without your introduction.
We do not cross-sell unrelated services.
Partnership Structure
-
20% Upfront Commission
-
25% once $5M settled (rolling 6 months)
-
30% once $10M settled (rolling 12 months)
Full transparency. Clean structure. No administrative burden.
Our difference
Echidna Equity donates up to 15% of upfront commission and a portion of our yearly profits to Australian wildlife protection initiatives.
While performance comes first, many clients appreciate that their finance decision also contributes to something meaningful.
FAQs
Do you replace our existing broker?
1
No. Many partners use us as a secondary or specialist option.
Are we responsible for clawbacks?
2
No.
How often do we receive updates?
3
On every milestone. More frequently if risk or urgency arises.
Can we trial the partnership?
4
Yes. We encourage starting with one or two files.
“As a commercial property manager, it’s critical for me to work with brokers who are reliable, sharp, and can execute when it matters. Echidna Equity has been exactly that. Lorenzo and Tom are highly responsive, commercially minded, and know how to structure deals properly, which gives me confidence referring clients to them.
They take the time to understand each client’s situation and provide clear, strategic advice, which makes the entire process smoother from start to finish. I’ve had consistently positive feedback from clients I’ve introduced.
Their purpose-driven approach is also a great point of difference and resonates well with clients.
I’m confident continuing to refer business their way and see this as a long-term partnership.”
— Lachlan Worthington, Manager at PropertyFox
Looking for a reliable finance partner?
If protecting your client experience matters, let’s have a short introduction.
